Financing

Apply for financing

Complete our secure credit application and let our finance team go to work — real options for every credit situation, often approved the same day.

8+ lending partners

We shop your application across banks and credit unions to find your best rate.

All credit welcome

Good, bad, rebuilding, or no credit history — we have programs for every situation.

Fast approvals

Most applicants get a decision the same day, often within the hour.

Secure & confidential

Your information is transmitted securely and handled confidentially — never sold.

Credit application

All fields marked required must be completed. Fields with aicon are encrypted.

1Applicant

First name

Middle

Last name

Date of birth

Social Security No.encrypted

Cell phone

Driver's license #

License state

2Residence

Street address

City

State

ZIP

Housing status

Monthly payment

Time at address

Previous addressif less than 2 years at current

3Employment & Income

Employer

Job title / occupation

Status

Time employed

Work phone

Gross monthly income

Other monthly incomeoptional

Previous employerif less than 2 years at current

Alimony, child support, or separate maintenance income need not be revealed unless you want it considered for this application.

4Vehicle & Financing

Vehicle of interest

Estimated price

Cash down / down payment

Requested term

Trade-in vehicleoptional

5Authorization

By signing below, you certify that the information provided is true and complete, and you authorize the dealership and its finance sources to obtain your consumer credit report and verify the information in this application for the purpose of evaluating your creditworthiness for vehicle financing. You authorize the sharing of this application with lenders for that purpose.

Type your full legal name (signature)

Date

I have read and agree to the authorization above and consent to a credit inquiry. I understand this is a full credit application (a hard inquiry) and may affect my credit score.

Your information is transmitted over a secure connection and handled confidentially. We never sell your personal information.

Frequently asked

Will applying affect my credit?+

Submitting a full credit application authorizes a credit inquiry (a hard pull), which may affect your score. We only submit it to lenders once you've agreed, and we work to get you the best available terms.

What information do I need?+

A complete application includes your personal details (including Social Security number and date of birth), current address and housing, and employment and income. Having a co-applicant can help — you can add one on the form.

Is my information secure?+

Yes. Your application is submitted over an encrypted connection and handled confidentially in line with applicable privacy and data-safeguard rules. We never sell your personal information.

Can I finance with bad credit?+

Yes. We specialize in helping buyers rebuild. Because we work with many lenders, we can often find an option even after past credit challenges.

Do you accept trade-ins?+

Absolutely. A trade-in can lower your loan amount and monthly payment. Add your current vehicle on the application and we'll appraise it.